Solution
Loan management from application to final repayment
A complete loan lifecycle system — origination, appraisal, disbursement, repayment, restructuring and collections — built on Fineract with mobile money built in.
A complete loan lifecycle system — origination, appraisal, disbursement, repayment, restructuring and collections — built on Fineract with mobile money built in.
A complete loan lifecycle system — origination, appraisal, disbursement, repayment, restructuring and collections — built on Fineract with mobile money built in.
Online or in-branch applications with configurable appraisal workflows.
Direct disbursement to mobile money or bank account, logged against the loan ledger.
Support for loan top-ups, restructuring and takeovers without breaking the audit trail.
Scheduled repayment collection via mobile money, with automatic reconciliation.
Automated reminders and arrears reporting to keep collections proactive, not reactive.
Portfolio-at-risk, ageing and performance reports for management and regulators.
We've built ESS-to-Fineract loan lifecycle integrations covering new loans, top-ups, restructuring, takeovers, repayments and cancellations — validated with comprehensive automated test suites, not just manual QA.
That means fewer surprises in production: edge cases like partial restructuring or early cancellation are handled deliberately, not discovered by an angry customer.
A clear, staged approach from discovery to go-live.
We configure loan products, interest methods and fee structures on Fineract.
We connect origination channels, mobile money and any ESS/employer portal.
We test every stage — new loans, top-ups, restructuring, repayments, cancellations.
We support go-live and monitor early repayment cycles closely.
We'll walk through your current process and recommend the right approach.